Terms of Use

1. Website operator and scope

EMS Merchant Services, Inc. operates 2APOS at 2apos.com. These Terms of Use govern access to this website and its information, forms, tools, and inquiry features. Please read these terms before using the site. If you submit information for a business, you must be authorized to provide that information and act for that business.

2. Information and merchant-services inquiries

This website provides information about payment processing, pricing programs, equipment, and related services. Submitting an inquiry, using a recommendation tool, viewing a quote or example, or receiving a follow-up does not open a merchant account or guarantee approval, eligibility, rates, savings, funding times, equipment availability, or service availability.

Merchant services are subject to application review, underwriting, processor and bank requirements, card-network rules, and applicable law. The separate agreements, disclosures, and schedules you execute with the relevant providers govern actual services, fees, settlement, cancellation, equipment purchases or leases, and other account obligations. These website terms do not replace or modify those agreements.

3. Pricing, promotions, and examples

Published pricing, savings examples, estimates, comparisons, program names, and promotional offers are informational and may have eligibility requirements, limitations, and additional conditions. Zero Pricing or similar descriptions do not mean that every merchant qualifies or that all fees and expenses are eliminated. Any program must be evaluated for your business and the rules that apply to it.

We aim to keep information current, but errors, omissions, or outdated information can occur. Confirm material details with our team and review the written terms before making a business decision. Changes to website information do not change an executed agreement unless that agreement permits the change.

4. Accurate information and authorized access

Provide accurate information that you are entitled to submit, and tell us when information relevant to your request changes. Use referral codes, tracking codes, onboarding links, and access credentials only when you are authorized to use them. Do not submit someone else's confidential information without authority. Protect access links and credentials and contact us if you suspect unauthorized use.

Do not enter full payment-card numbers, account passwords, or other sensitive credentials in general inquiry forms. Use any separately designated secure process provided for sensitive application or account information.

5. Permitted use and prohibited conduct

Use the site for lawful purposes related to learning about or requesting services. Do not attempt unauthorized access, interfere with site operation, introduce malicious code, defeat security or spam controls, use unauthorized automated submissions, impersonate another person or business, or submit unlawful, infringing, deceptive, or harmful material. We may restrict access as reasonably necessary to protect the website, users, and business operations.

6. Communications and privacy

When you send an inquiry, we may contact you about that inquiry using the details you provide. Promotional email subscriptions use the choices and confirmation process presented on the site and can be unsubscribed from through the instructions in promotional messages. An inquiry alone is not blanket consent to unrelated promotional communications.

Our Privacy Policy explains how information is handled, including cookies, reCAPTCHA, Meta Pixel, service providers, and privacy requests. Please review the Privacy Policy using the link on this page.

7. Website materials and third-party links

Website text, designs, logos, graphics, and other materials are protected by applicable intellectual-property law and belong to their respective owners. You may view and use the site for evaluating services for your business. These terms do not transfer ownership of materials or authorize misrepresenting an affiliation, removing ownership notices, or reusing protected materials beyond what applicable law or the rights holder permits.

References to third-party products, networks, banks, organizations, or services do not expand the relationships described on the site or authorize use of their marks. Third-party links and tools may have separate terms and privacy policies. We do not control third-party websites, and their availability or inclusion does not guarantee their suitability for your business.

8. Availability and limitations

We may maintain, update, or discontinue website features, and access may be interrupted. To the extent permitted by applicable law, the website and its informational materials are provided as available and as is, without warranties of uninterrupted operation, error-free content, merchantability, or fitness for a particular purpose. We do not guarantee that an informational tool or example will produce a particular business result.

To the extent permitted by applicable law, EMS Merchant Services, Inc. is not liable for indirect, incidental, special, or consequential loss arising from use of this website or reliance on its informational content. Nothing in these terms excludes liability, rights, remedies, or protections that cannot lawfully be excluded or limited. Responsibilities under a separate merchant or provider agreement remain governed by that agreement.

9. Updates and contact

We may revise these website terms, and the revision date identifies the current version. Changes apply prospectively and do not by themselves amend an executed merchant-services agreement. For questions about these terms or the website, contact EMS Merchant Services, Inc. through the Contact Us link on this page. For account-specific obligations, consult the applicable agreement and service provider. You can also email info@contactems.com or call 800-330-4430.

Last revised on November 2026